When you do the wrong thing, knowing it is wrong, you do so because you haven't developed the habit of effectively controlling or neutralizing strong inner urges that tempt you, or because you have established the wrong habit and don't know how to eliminate them effectively.
People are pretty simple: they do what they are rewarded for doing. If they get multimillion-dollar bonuses by taking huge risks with other people's money - as they still do - then they will continue to take those huge risks, and not give it another thought.
The mainland Chinese tend to take a Chinese mainland point of view on controversial issues, and the Taiwanese take another the Taiwanese viewpoint.
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