Life on the road can get a little one-dimensional. I didn't want to reach 40 and have to say all I'd done was look out the window of a tour bus and get drunk.
A German firm called Friendsurance relies on people forming their own groups, which apply peer pressure to keep claims and costs lower. The result is refunded premiums for customers and profit for the company.
It's an unfortunate reality of life that toxins are constantly building up in our bodies.
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