I fear that the rising personal bankruptcies and repossessions are the first signs of bigger problems to come and personal debt - Gordon Brown's legacy to millions of Britain's families - will hang like a millstone around the neck of the British people for years to come.
And I understand that, I testified in closed hearings over eight years because there are intelligence matters, there are sensitive matters that should not be held in a public hearing.
You can't separate a house from a family. It's a living, breathing home.
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