If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.
People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.
When it comes to tackling your financial goals, whatever they might be, there's no time like the present.
Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live.
Louise L. Hay