Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?
What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it.
I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has been reported to a collection agency, paying it off won't help your FICO score. The damage has already been done, and the blemish will remain on your credit report for seven years.
Who would you want to be giving you advice? Somebody who doesn't have any money?
John C. Reilly